Lightico serves auto finance departments including origination, funding, and servicing. The platform automates document processing, eSignatures, identity verification, and digital correspondence. It uses AI-powered Intelligent Document Processing to classify, extract, and validate loan documents including stipulations, proof of income, insurance, and titles without manual review. The system integrates with existing loan origination systems, document management systems, and core banking platforms without replacing them. According to the website, lenders have reduced manual document processing by up to 90% and cut funding cycle time from days to minutes.