Lendbuzz provides financing solutions for dealership sales departments. The platform finances vehicle shoppers with thin or no credit history by using AIRA, an artificial intelligence risk analysis technology that assesses creditworthiness through banking data rather than credit scores. Dealers benefit from lower fees, higher checks, and same-day funding. Lendbuzz Express Contract accelerates funding outside business hours. Qualifying dealerships must maintain a 4-star Google rating, carry at least 20 vehicles, and demonstrate adequate bank reserves.